Centers for Medicare & Medicaid Services
Should You Change Your Plan for 2020
Medicare health and drug plans change each year and so can your health needs. Think about your health status and determine if you need to make a change.
Ask yourself these questions:
- How does my plan compare to others in covering my drugs?
- Are other plans more affordable?
- Am I interested in having a plan that covers extra benefits like dental and vision?
- Does the network include the specialist or hospital I want for an upcoming surgery?
Consider what matters most to you when it comes to health coverage and be open to exploring your options, like Medicare Advantage plans from private insurers, which allow you to simplify your coverage by combining all your Medicare health and drug coverage into a single plan.
Users who choose a Medicare Advantage plan often get extra benefits, like vision, hearing, dental and prescription drug coverage. As another alternative, users who choose Medigap can use any doctor who accepts Medicare and receives help with out-of-pocket costs but need a Part D plan to cover their prescription drugs.
(article courtesy of Family Features and Centers for Medicare & Medicaid Services)